HELP!!!!

Ok...this post is for all you experts out there who post pics in the body of your blog. Could someone please tell me how to do it. I've tried all weekend and all I get are those lovely red X's.

I've done the Hellobot thing, but I want to be able to add pics within my post. My pics are hosted by Shutterfly, but I can't seem to get them to show in my blog...

If someone could have pity on the technologically challenged and let me in on the secret, I would appreciate it.

Thanks